Banking
made awesome
Get paid up to 2 days early¹ with direct deposit and grow your savings. No hidden fees.² No surprises.
Overdraw fee-free with
SpotMe 
We’ll spot you on debit card purchases with no overdraft fees. Eligibility requirements apply.³
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Set up direct deposit and get your paycheck up to 2 days earlier than your co-workers!1
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No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. 38,000+ fee-free MoneyPass® and Visa Plus Alliance ATMs. Out-of-network fees apply.
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1.00% Annual Percentage Yield (APY)⁴. Set money aside with Automatic Savings features. And never pay a fee on your Savings Account.
Stay in control with
alerts
You’re always in-the-know with daily balance notifications and transaction alerts
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Serious security
Chime uses secure processes to protect your information and help prevent unauthorized use
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Your deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank N.A.; Members FDIC
Friendly support
Have questions? Send a message to our Member Services team in the app or check out the Help Center.
Get started
Applying for an account is free and takes less than 2 minutes.
It won’t affect your credit score!